toby finance
daily information
financial starting point
fun quizzes to start
- Stanford Big Three Quiz❯
- Council for Economic Education (CEE) Quiz❯
- Fidelity Money Quiz❯
- Schwab Financial Fitness❯
toby financial and investing materials
investing
- Arthur Brooks Money and Happiness❯
- Accountant Lessons for Her Kids❯
- Financial Advice for Young❯
- How Much to Save Monthly to reach $1 million❯
- Early Retirement with Index Funds❯
- How Often You Should Check Your Investments❯
- Risk Tolerance versus Risk Capacity❯
- My First $1 Million Series❯
- Parents Avoid Talking About Money with Kids❯
reading list
being financially safe
protect yourself from identity theft
- US Government Credit Freeze❯
- Equifax Credit Freeze❯
- Experian Credit Freeze❯
- TransUnion Credit Freeze❯
- CNET Data Breach Search❯
- Pentester National Public Data Search❯
- National Data Breach Search❯
federal deposit insurance corporation
danger danger
asset allocation
asset rates of return
- Historial Returns of Different Stock and Bond Weightings❯
- Annual Rate of Return 1928-2023 Aswath Damodaran❯
- Realistic Rate of Return❯
balancing portfolia
all equity portfolio
- One Economist Recommends 100% Stock Portfolio❯
- Does an All-Equity Portfolio Make Sense for Retirement❯
- Should You Go All In on Stocks❯
retirement allocation
nearing retirement
five years before retirement
in retirement
retirement yay
tools and calculators
Information
Taxes
- Tax Brackets 2025 and 2026❯
- Historic Tax Brackets through 2023 Tax Policy Center❯
- Capital Gains Tax❯
- What IRS Considers Income in Retirement❯
Web Sites and Apps
- Boldin DIY Retirement❯
- Yahoo Finance Portfolio❯
- Yahoo Finance App❯
- Compound Interest Calculator App iPhone❯
- Compound Interest Calculator App Android❯
Online Calculator
additional financial thoughts
extra articles and links
doctor specific links
health links
a healthy you to enjoy your investments
- American Heart Life's Essential 8❯
- Longevity Blueprint❯
- Improved US Life Expectancy and Longevity❯
- American Heart PREVENT Risk Calculator❯
- MESA Risk Score and Coronary Age Calculator❯
- Reducing Plaque Buildup in Arteries❯
- How Many Push-Ups by Age❯
car safety
- Insurance Institute for Highway Safety (IIHS)❯
- Consumer Reports❯
- National Highway Traffic Safety Administration❯
- Vehicle Age and Assistant Technologies in Fatal Crashes❯
healthy foods
These are some curated links, articles, and resources that have helped me learn about and better understand the financial world. I put this information together for my children and some close friends to help them on their path to financial independence and a fulfilling retirement someday. As a standard disclaimer, everyone is different so you should get your own certified financial adviser who acts as a fiduciary to you and to give you specific advice about your particular situation.
Some fencing links for me since this is part of my good life.